Privacy Policy

Last Updated: December 21, 2025

Introduction

Welcome to Splito ("we," "our," or "us"). We are committed to protecting your privacy and ensuring you understand how we collect, use, and safeguard your information. This Privacy Policy applies to the Splito mobile application (the "App") available on iOS and Android platforms.

By using the App, you agree to the collection and use of information in accordance with this policy.

Information We Collect

1. Account Information

When you create an account, we collect:

• Email address - Used for account identification and communication
• Name - Used for personalization and display within the App
• Profile photo - Optional, used for personalization

2. Authentication Data

We support the following sign-in methods:

• Google Sign-In - We receive your basic profile information from Google
• Apple Sign-In - We receive your name and email (or relay email if you choose to hide it)

3. Financial Data

To provide expense tracking and splitting functionality, we collect:

• Expense information - Amounts, descriptions, categories, and dates
• Group information - Group names, member lists, and shared expenses
• Settlement data - Records of payments between group members
• Receipt images - Photos of receipts you choose to upload (optional)

4. Device Information

We automatically collect:

• Device identifiers - For analytics and crash reporting
• Push notification tokens - To send you notifications about expense updates and reminders

5. Usage Data

We collect anonymized usage data to improve the App:

• Feature usage patterns
• App performance metrics
• Crash reports and error logs

How We Use Your Information

We use the collected information to:

1. Provide core functionality - Track expenses, split bills, and manage groups
2. Send notifications - Alert you about new expenses, settlements, and reminders
3. Improve the App - Analyze usage patterns and fix bugs
4. Ensure security - Detect and prevent fraud or abuse
5. Communicate with you - Send important updates about the App

Data Storage and Security

Storage

Your data is stored securely using:

• Firebase Firestore - For structured data (expenses, groups, user profiles)
• Firebase Storage - For receipt images
• Local device storage - For offline functionality and caching

Security Measures

We implement industry-standard security measures:

• All data is transmitted using SSL/TLS encryption
• Firebase security rules restrict data access to authorized users only
• Receipt images are stored securely and only accessible by you and your group members
• We use Firebase Authentication for secure sign-in

Data Sharing

We do not sell your personal data. We may share data only in these circumstances:

1. With group members - Expense and group information is shared with members of your groups
2. With service providers - We use Firebase (Google) for infrastructure services
3. For legal compliance - If required by law or to protect our rights

Third-Party Services

Your Rights

You have the right to:

1. Access your data - View all personal data we store about you
2. Update your data - Modify your profile information within the App
3. Delete your data - Request complete deletion of your account and data
4. Export your data - Request a copy of your data in a portable format
5. Opt-out of notifications - Manage notification preferences within the App

Data Retention

• Active accounts: Data is retained as long as your account is active
• Deleted accounts: Data is permanently deleted within 30 days of account deletion
• Group data: When you leave a group, your historical expenses remain for other members' records

Children's Privacy

Splito is not intended for children under 13 years of age. We do not knowingly collect personal information from children under 13. If you are a parent or guardian and believe your child has provided us with personal information, please contact us.

International Data Transfers

Your data may be processed in countries other than your own. By using the App, you consent to the transfer of your data to countries where Firebase (Google) operates data centers.

Changes to This Policy

We may update this Privacy Policy from time to time. We will notify you of any significant changes by:

• Posting the new policy in the App
• Sending a notification through the App
• Updating the "Last Updated" date above

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